TaxStache

Where Does My Deduction Start Shrinking?

The student loan interest deduction isn't a flat $2,500. Plug in your numbers and see exactly where you land in the phase-out.

Tax year
Filing status
Married filing separately can't claim this deduction at any income — that's an IRS rule, not a phase-out.
$
$
Figures reflect IRS phase-out ranges for the 2025 and 2026 tax years. This is an estimate for planning purposes only — not tax advice.

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